About us
Topii is a Hispanic-American fintech that drives a new way to pay: closer, simpler and for everyone.
We connect the digital and physical world so that every person, wherever they are, can easily access their finances without complications.
We develop solutions in Spain, the United States and Latin America with a clear objective: to make managing your money as easy as shopping. From paying or withdrawing cash at a regular store to sending money to those you love most, everything becomes possible with Topii.
Our mission
Make money accessible, universal and human.
We want anyone, anywhere, to be able to pay, withdraw or send money quickly, safely and without complications. We believe that financial inclusion starts in the neighborhood and extends to the world.
Your money, closer than ever
From the store on your street to anywhere in the world, Topii allows you to use your money as you decide.
A real ecosystem, not just digital
Payments, withdrawals, shipments and benefits, all from an app connected to a physical network of thousands of points.
Designed for everyone
Designed for seniors, young people, people without easy access to digital banking, new residents... Topii is for everyone.
Our Vision
To be the leading platform for proximity financial services in Spain, connecting millions of people with local businesses to make money more accessible, human and close.
TOPii in numbers
More than figures, they are the reasons why our community grows and trusts us every day.
We are the largest cash withdrawal network in the country. You will always have a TOPii point near you to pay or withdraw.
Join a community that grows every day, managing their money in an easier, smarter and safer way.
Send money to your people no matter where they are. Your support reaches more than 200 destinations worldwide.
Topii is the super app that turns every operation into an intelligent, close and accessible experience. A new way to understand your finances. Join. Do a Topii.
Turning store cash registers into ATMs is, without a doubt, the best solution to solve the growing difficulty of accessing cash in Spain.
Javier Celaya
— CEO
Madrid, Spain
Our Values
Accessibility
We believe everyone deserves access to financial services, regardless of where they live or their economic situation.
Trust
We build trusting relationships with our users and partner stores, operating with transparency and security.
Innovation
We use technology to create simple solutions that solve real people's problems.
Proximity
We work with neighborhood stores, creating a proximity network that strengthens local communities.
Our Story
TOPii was born from a clear vision: to make financial services as accessible as going to your neighborhood store. We started by connecting local businesses with cutting-edge financial technology, and today we are the largest proximity financial services network in Spain.
Strategic Alliance with ING
We signed an agreement with ING Bank and launched the payment and cash withdrawal service in stores from their app.
Expansion with Major Brands
We incorporated premium stores: El Corte Inglés, DIA, GALP, SHELL, DISA, ONCE and more than 4,000 tobacco shops to the Topii network.
Pharmacy Channel
We launched the Topii service in pharmacies, integrated with the leading ERP Farmatic, becoming the first alternative payment method to cash and cards in the sector.
Topii App
We published Topii: the super app that transforms the way you live your finances. Pay, withdraw cash, save and send money with total simplicity, security and in one place.
Internationalization
We activated money transfers to more than 200 countries and launched the remittance app in the US with the possibility of originating them in cash from more than 80,000 stores.
Want to be part of TOPii?
Join our network of stores or download the app and start enjoying all the benefits.