Terms and Conditions

Legal Information and Purpose

FIDE PBC EUROPE SL

• NIF: B-87621710
• Address: Paseo de la Castellana 182 9º 28046; Madrid
• Regulatory Authorization: TOPii is an Agent of Electronic Money Institution authorized by the Bank of Spain
• Registry Number: 6705
• Email: info@topii.com

Acceptance and Modification of Terms

Access to and use of the Website implies:

• Full and unreserved acceptance of each and every one of the terms set forth herein. If you do not agree, you must immediately cease using the Website.
• These Terms are complemented by our Privacy Policy and Cookie Policy.
• TOPii reserves the right to modify these Terms at any time. It is your responsibility to review them periodically.

Terms of Use of the Website

• Availability: Access to the Website is offered free of charge. We do not guarantee that it will always be available or free from interruptions. We reserve the right to suspend, withdraw or restrict availability for commercial or operational reasons.
• Access Responsibility: It is your responsibility to ensure that all persons who access the Website through your connection are aware of and comply with these Terms and other applicable policies.
• Accuracy of Information: The content of the Website is provided solely for general information purposes and does not constitute professional advice. We make no warranties that the content is accurate, complete or current.
• Third Party Links: The Website may contain links to third party sites. Such links are provided for informational purposes and do not imply approval or control by TOPii over their content.
• User Generated Content: The Website may include information uploaded by other users. Such information has not been verified or approved by us. The opinions expressed do not represent the opinions of TOPii.

Intellectual and Industrial Property

• Ownership: TOPii is the owner or licensee of all intellectual and industrial property rights of the Website. Such works are protected by copyright laws and treaties worldwide.
• Use of Content: You may print or download excerpts from the Website for your personal use. Our status as authors of the content must always be acknowledged.
• Commercial Use: You must not use any part of the content for commercial purposes without obtaining a prior and explicit license from us or our licensors.
• Breach: If you print, copy or download any part of the Website in breach of these Terms, your right to use our Website will cease immediately.

User Obligations

• Account Security: If you are provided with an identification code, password or any other security information, you must treat it as strictly confidential. If you suspect that a third party knows your credentials, notify us immediately.
• Misuse and Viruses: We do not guarantee that the Website is completely secure. You are responsible for using antivirus protection software. It is prohibited to introduce viruses, trojans or other malicious material. Any unauthorized access will be reported to the authorities.
• Links to the Website: You may link to our home page in a fair and legal manner. You must not establish a link that suggests association or endorsement if none exists. We reserve the right to withdraw linking permission.

Limitation of Liability

• Legal Exclusions: We do not exclude or limit our liability in those cases where it would be illegal to do so, such as liability for death or personal injury caused by our negligence or fraud.
• Professional Users: If you are a professional user or company, we exclude all implied conditions, warranties or representations. We will not be liable for loss of profit, loss of sales, business interruption or loss of opportunity.
• Consumer Users: If you are a consumer, our Website is provided for domestic and private use. You agree not to use it for commercial or business purposes.
• Financial Services: Limitations of liability arising from the provision of our electronic money services will be governed by the specific Terms and Conditions of such services.

Applicable Law and Jurisdiction

These Terms are governed by Spanish law. Both you and TOPii agree to submit to the exclusive jurisdiction of the courts and tribunals of Madrid, Spain, for the resolution of any dispute.

Trademarks

TOPii is a registered trademark of FIDE PBC EUROPE SL. Its use is not permitted without our explicit approval, unless it forms part of the material used in accordance with what is permitted in the Use of Content section.